🏆 UEFA Nations League 📅 Thursday, 12th November 2026 ⏰ 8:45 pm 📍 Wembley Stadium (London) ⏳ —
ENG
England
W W W L W
VS
CRO
Croatia
L L L W L
Today's Top Prediction
Recommended Selection
Over 2.5
We're backing over 2.5 goals in this fixture.
Odds
1.38
~79% implied
Confidence
★★★★★
77%
Strong Pick
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Supporting Bets
★ Main Over 2.5 — over 2.5 goals @1.38
Goals Over 2.5 80%
Goals Over 1.5 95%
H2H Over 2.5 70%

Supporting bets are derived from form data and are secondary to the main selection. All tips carry risk.

Bettor Intelligence
📊 Value Assessment
+6.5%
edge
Value Bet
The market prices this at 72.5% but our model gives it 79%. That's a +6.5% edge — statistically meaningful.
💰 Kelly Criterion
Strategy% of bankrolle.g. $1,000
Full Kelly 23.7% $237.00
Half Kelly 11.9% $119.00
Quarter Kelly 5.9% $59.00
Most professionals use Half or Quarter Kelly to manage variance. Full Kelly maximises expected growth but carries higher drawdown risk.
Form Streak Tracker
England
W W W L W L W W W W
🔥 Hot 4 in a row
Momentum 80%
Croatia
L L L W L W W L W L
〰 Mixed 1 in a row
Momentum 60%
⚔ Head to Head
England6W
Draw1
Croatia3W
Supports Tip Over 2.5 goals in 70% of H2H meetings (avg 3.8).
📈 Recent Form
England wins8/10
Croatia wins4/10
Goals per game4
H2H avg goals3.8
Supports Tip Over 2.5 goals in 80% of recent games.
8-0-2
England form
4-0-6
Croatia form
60%
H2H BTTS rate
3.8
H2H avg goals
Team Form Ratings
England
Overall
8.0 —
Scoring
10.0 —
Defence
5.7 —
Croatia
Overall
4.0 ▲
Scoring
4.0 —
Defence
2.0 —
Key Analytics
England
3
Goals
scored/game
1.3
Goals
conceded/game
40%
Clean
sheets
Croatia
1.2
Goals
scored/game
2.4
Goals
conceded/game
10%
Clean
sheets
Combination Markets

Derived from form data. Highlighted row = highest probability in each group.

Result & BTTS
Home Win & BTTS Yes 44%
Home Win & BTTS No 23%
Draw & BTTS Yes 0%
Draw & BTTS No 0%
Away Win & BTTS Yes 21%
Away Win & BTTS No 12%
Result & Goals
Home Win & Over 2.5 54%
Home Win & Under 2.5 13%
Draw & Over 2.5 0%
Draw & Under 2.5 0%
Away Win & Over 2.5 26%
Away Win & Under 2.5 7%
Match History
Head to Head
03.10.26
UNL
Croatia
England
0
7
17.06.26
WC
England
Croatia
4
2
13.06.21
EUR
England
Croatia
1
0
18.11.18
UNL
England
Croatia
2
1
12.10.18
UNL
Croatia
England
0
0
11.07.18
WC
Croatia
England
2
1
09.09.09
WC
England
Croatia
5
1
10.09.08
WC
Croatia
England
1
4
21.11.07
EUR
England
Croatia
2
3
11.10.06
EUR
Croatia
England
2
0
Recent Results
England
06.10.26
UNL
England
Czech Republic
3
0
W
03.10.26
UNL
Croatia
England
0
7
W
29.09.26
UNL
Czech Republic
England
0
2
W
26.09.26
UNL
England
Spain
2
3
L
18.07.26
WC
France
England
4
6
W
15.07.26
WC
England
Argentina
1
2
L
11.07.26
WC
Norway
England
1
2
W
06.07.26
WC
Mexico
England
2
3
W
01.07.26
WC
England
D.R. Congo
2
1
W
27.06.26
WC
Panama
England
0
2
W
Croatia
06.10.26
UNL
Croatia
Spain
1
2
L
03.10.26
UNL
Croatia
England
0
7
L
29.09.26
UNL
Spain
Croatia
4
1
L
26.09.26
UNL
Czech Republic
Croatia
1
2
W
03.07.26
WC
Portugal
Croatia
2
1
L
27.06.26
WC
Croatia
Ghana
2
1
W
24.06.26
WC
Panama
Croatia
0
1
W
17.06.26
WC
England
Croatia
4
2
L
07.06.26
FI
Croatia
Slovenia
2
1
W
02.06.26
FI
Croatia
Belgium
0
2
L
Expert Analysis

Right, let us dig into this UEFA Nations League fixture properly, because the surface-level version of this match and the actual version of this match are two very different things.

The hosts arrive on 4 wins, 1 loss from their last 5 games. The headline is one thing; the story underneath is another. We want to know what kind of phase this team is in. Are they peaking, finding their rhythm just as the calendar gets serious? Or did they burn bright early and have quietly been running on fumes since? The recent results at home hold that answer, and Wembley Stadium (London) has a way of either lifting a confident side or exposing a fragile one.

The away team responds with 1 win, 4 losses from their last 5 games. There is a lag in how the market prices travelling form — a side that has sharpened up on the road over recent weeks can stay underpriced for a while, and a team coasting on an early-season away run can stay overpriced just as long. We try to catch that gap before it closes.

Stack the two profiles against each other and the lean becomes obvious. It is not about who is the bigger name; it is about who is in the better place right now, at this exact point in the season. Our call lands on Over 2.5 at @1.38, which we make roughly a 79% shout. Kick-off is 8:45 pm.

That is the pick and the reasoning behind it, laid bare. Swing through the rest of today’s tips while you are here — there is value scattered across the card if you know where to look.

Match Intelligence FAQ
What is the best bet for England vs Croatia?
Our top pick is Over 2.5 — over 2.5 goals at around 1.38. Confidence: 77%.
What is England's recent form?
England have won 8, drawn 0 and lost 2 of their last 10 — very good form.
How has Croatia been performing?
Croatia: 4W 0D 6L from 10 games — inconsistent.
What is the H2H record?
England 6 wins vs Croatia's 3, with 1 draws in 10 meetings. Avg 3.8 goals.
How many goals are expected?
Recent matches involving these sides average 4 goals. H2H BTTS rate: 60%.
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