Transferring money quickly and securely has become the new normal. With numerous money transfer apps flooding the market, it can be overwhelming to choose the right one.
What’s more, if you’re an American Express cardholder, you might have faced challenges finding an app that accepts your preferred payment method.
But worry not! We’ve done the research for you and compiled a list of the top 15 money transfer apps that gladly accept American Express.
As you read this article, prepare to say goodbye to the hassle and uncertainty of other apps and embrace these reliable solutions for seamless money transfers.
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Top 15 Best Money Transfer Apps That Accept American Express
1. PayPal
PayPal is a household name when it comes to online payments, and it remains a popular choice for money transfers.
With the ability to link your American Express card to your PayPal account, you can send money domestically or internationally to friends, family, or businesses with ease.
2. Venmo
Venmo, owned by PayPal, has gained immense popularity, especially among millennials. This user-friendly app allows you to split bills, pay friends, or even make purchases.
It readily accepts American Express as a payment method, making it a convenient choice.
3. Zelle
If you prefer a direct bank-to-bank transfer, Zelle is an excellent option. Many major banks offer Zelle within their mobile banking apps, enabling you to send money to friends and family quickly.
By linking your American Express card, you can initiate transfers seamlessly.
4. Google Pay
Google Pay has become increasingly popular for its versatility and integration with various Google services. It allows you to send money to contacts or pay at stores with just a few taps.
Adding your American Express card to Google Pay expands your payment options and ensures a smooth experience.
5. Apple Pay
For Apple users, Apple Pay is a reliable choice. Whether you’re sending money to a friend or making purchases in-store or online, Apple Pay offers a secure and straightforward solution.
With American Express’s acceptance, you can leverage this service for effortless transfers.
6. Cash App
Cash App, developed by Square, has gained popularity due to its user-friendly interface and convenience. It enables you to send, receive, and request money effortlessly.
Thankfully, American Express cardholders can use Cash App for hassle-free transactions.
READ: What Happens If Someone Doesn’t Accept Your Cash App Payment?
7. Western Union
Western Union has long been a trusted name in money transfers. Their mobile app allows you to send money globally, track transfers, and locate agent locations.
You can also use your American Express card to fund your transfers through the app.
8. TransferWise
If you frequently send money internationally, TransferWise offers competitive exchange rates and low fees. With TransferWise, you can link your American Express card and conveniently transfer money in various currencies.
9. Xoom
Xoom, a PayPal service, specializes in international money transfers. It provides fast and secure transfers to over 130 countries. Linking your American Express card gives you access to their extensive network and seamless transfer experience.
10. Payoneer
Payoneer is a global payment platform that allows you to send and receive money worldwide. It offers competitive exchange rates, and low fees, and supports American Express as a funding source, making it an excellent choice for freelancers, entrepreneurs, and businesses conducting international transactions.
11. Square Cash
Square Cash is a popular peer-to-peer payment app that enables you to send and receive money instantly.
With its user-friendly interface and seamless integration with your American Express card, Square Cash simplifies money transfers between friends, family, and businesses.
12. Skrill
Skrill is a trusted digital wallet and money transfer service that operates in over 200 countries. It allows you to send and receive money, make online purchases, and even trade cryptocurrencies.
Linking your American Express card to your Skrill account opens the gate to enjoying fast and secure transactions.
13. WorldRemit
WorldRemit is a convenient and secure app designed for international money transfers. It enables you to send money to over 150 countries, supporting various payment methods, including American Express.
Having a user-friendly interface and competitive fees, WorldRemit simplifies cross-border transactions.
READ: What Cards And Banks Does Klarna Accept?
14. Remitly
Remitly is another reliable app for sending money internationally. It offers fast and affordable transfers to over 100 countries, and you can easily track your transactions through the app.
By adding your American Express card to Remitly, you can initiate transfers with confidence and convenience.
Can I link my American Express Card to Multiple Money Transfer Apps?
Yes, in most cases, you can link your American Express card to multiple money transfer apps. However, it’s important to check the individual app’s terms and conditions to ensure compatibility.
Are there any Additional Fees for Using American Express with these Money Transfer Apps?
While the money transfer apps themselves may not charge additional fees for using American Express, it’s important to note that American Express cards may have their transaction fees or foreign exchange fees.
We recommend you review the terms and conditions of your American Express card for any applicable fees.
Are there any Limits on the Amount of Money I can Transfer Using These Apps with American Express?
Each money transfer app may have its limits on the amount of money you can transfer. These limits can vary depending on factors such as your account status, verification level, and the destination of the transfer.
It’s advisable to check the app’s documentation or contact customer support for specific information on transfer limits.
Can I Receive Money on my American Express Card Using These Apps?
Depending on the app and its capabilities, you may be able to receive money with your American Express card.
However, it’s essential to verify this feature with the specific app you are using, as not all apps support receiving funds directly into American Express cards.
Are These Money Transfer Apps Available Globally?
While many of the listed money transfer apps have a global presence, their availability may vary depending on the country or region.
It’s recommended to check the app’s website or contact their customer support to confirm if the app is available in your specific location. As of when this article was written, some of these money transfer apps do not work across the globe.
Final Thoughts
Transferring money shouldn’t be a complicated and frustrating experience. All you have to do is choose the right money transfer app that accepts American Express, you will enjoy seamless transactions and peace of mind.
Whether you opt for established names like PayPal or venture into innovative platforms like Venmo or Cash App, these top 14 apps provide reliable and convenient solutions for all your money transfer needs.
Now, I’m sure you’re ready to say goodbye to the limitations of other apps and embrace these options for hassle-free and secured transactions.

Ken Anucha studied Information Technology at Sikkim Manipal University. He is a gaming and sports enthusiast whose aim is to keep folks in these spheres thoroughly informed and up-to-date.